Who We Are
Karlan Tucker started “from the bottom,” as they say. He was born and raised on a dairy farm in the poorest county in Michigan, his childhood memories mostly of weeds and work. As a boy, it was a life he loved, but it was not without difficulty and hardship for his family. When Karlan was 16, his father’s failing health forced their move to Arizona for a much-needed change of climate. The family farm in Michigan was sold, thus creating, for the first time, a modest nest egg for his parents. Howard Tucker was never able to work again so Karlan had to grow up fast. The same year the family moved, Karlan started his first business — cutting and selling hundreds of cords of firewood all throughout his junior and senior year of high school. This initiative and spark of entrepreneurship was the foundation of bigger goals. Karlan’s father eventually succumbed to his long battle with Chronic Farmer’s Lung, an incurable respiratory disease that literally took his breath away. Karlan began looking after his mother’s affairs, including her financial well-being and retirement savings. It was a big responsibility with real consequences. Karlan knew his mother would never be able to go back and re-earn the money if he made a mistake or took too much risk. With his very first client, Karlan’s investment mantra became a version of Warren Buffet’s Rule # 1: “Don’t Lose Mom’s Money!”
An investing obligation soon grew into a career, as Karlan carefully applied Rule #1 in helping others grow and protect their hard-earned savings. He formed his first financial services business in 1988, specializing in Long Term Care Insurance and Medicare Supplements. This business quickly grew into Karlan Tucker & Associates (later renamed Tucker Financial), a full-scale retirement planning team. For the past 30 years, Karlan has helped over 5,000 retirees prepare for a successful retirement. So many of his clients have been just like Mom and Dad, ready to retire, sitting on a pile of hard-earned cash and just not sure how to make it last for multiple decades. That’s why the focus of Tucker Financial has not strayed from Rule #1, striving to provide secure income and peace of mind at the core of each retirement plan.
Striving to be an appreciating asset, Karlan has never slowed his learning. Some of his many ongoing associations include Ed Slott’s IRA Advisory Group, Harvard’s Executive MBA Program, The Aileron Institute in Dayton, Strategic Coach in Toronto and The Genius Network in Phoenix. With all this, books are still Karlan’s favorite teacher, as he’s read over 800 books on retirement, money management and investing. Karlan is co-author with Brian Tracy in Tracy’s new book, Success in the New Economy.
Karlan and his wife Angela live in Columbine Valley. While raising three children and building a business, they’ve transformed a dilapidated horse property into a beautiful mountain estate. Now with an empty nest, they stay busy with church involvement, business coaching and beautiful landscaping. In 2005, Karlan and Angela helped form Impact Global Outreach, a non-profit organization that provides community development, education and orphanages in Southeast Asia.
Karlan’s son-in-law and business partner, Darren Petty, joined the firm in 2011, adding innovation and a succession plan to Tucker Financial. With a degree in Finance, Darren’s initiative and fresh perspective on the latest retirement planning techniques have added great depth and value to the practice. In 2017, Darren completed the designation of Retirement Income Certified Professional (RICP®) from The American College. Darren now serves as President of Tucker Financial, directing daily meetings with clients and prospective clients, and having a lot of fun in the process!
Outside the office, Darren, his wife Sierrah and their daughter Londynn enjoy visiting national parks in their beloved teardrop Winnebago. Both accomplished musicians, Darren and Sierrah get to invest their time and talent with the next generation, leading worship music and co-leading Bible study in their church youth group.
In a fast-paced environment, Karlan and Darren stay closely aligned in their business lives because they share the same values in their personal lives: A strong commitment to their faith; a dedication to hard work; and a persistent desire to help others. They appreciate working with family, which is why, at Tucker Financial, you’ll feel right at home.